 |
You are working extra hours just to meet the minimum amount due on your
credit card. |
|
You are able to
pay only the minimum amount due or even less on the accounts. |
|
You are borrowing from one line of credit to pay for the other line of credit. |
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You are charging more on a consistent basis than you are able to make the payments for. |
|
You are buying even the most basic grocery items like food and basic non grocery items like gas on the
credit card. |
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You are hiding the amount of
debts that you owe from your partner or spouse. |
|
You get collection
phone calls or letters concerning the amounts that you still owe. |
|
Your
credit limits are stretched to the maximum. |
|
You are dipping into your
savings and the other long term retirement plans like IRA to meet the monthly expenses. |
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You have absolutely no idea about the
debt burden you have. |
